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I want cash in hand I know I say I'm not paranoid, yet I’ll freely admit I worry about things like power outages, and bank systems that one moment say you have a couple thousand dollars, but the next might claim you have zero because of some bizarre error. Those kinds of things do worry me enough that I tend to keep most of my money in cash, nearby, and not in the bank. That way if ATMs are down and businesses aren’t taking debit or credit, I can still make purchases. That’s how my thinking goes. When the pandemic started to rear its ugly head last March I told eve to set some cash aside in case of an emergency. A few months ago we had an ice storm that took out the power in many cities and states, and I was thankful for my stash of cash even if I didn’t need it at the time. There is a security to the physical presence of the money, versus seeing a few numbers on a screen. Someone would have to come in my home and take it from me right now, but if I had it in a bank it could disappear any number of ways. True, accounts might be insured, but the time and inconvenience involved when a person is hacked or whatever is just not worth it to me. Even in this highly digital age, cash in hand still holds a certain degree of power that it doesn’t anywhere else. Seeing, as they say, is believing, and when you see a person pull out a big wad of bills it leaves a different impression. Hoarding my money like this can be inconvenient at times though. When I try to do something like find a new home, which I am currently in the process of, people want to know about my work history and see that I can afford to pay the rent they are asking for. My bank accounts look bare but my wallet is thick, yet to most people this makes me appear shady, like a criminal or drug dealer. There may be weight to a wad of bills but there is also suspicion. Thankfully I am not an imposing person, who you meet and think is a criminal mastermind. Women I have dated often admit they “forget” I am an ex-con because I never talk about it, don’t act like one, etc. But having cash and not a huge bank account is suspicious to most people just like having a burner phone versus an account is. I choose to use a Walmart cell because, frankly, it is insanely affordable and I in fact do not like to be attached to lengthy agreements of service. I’m not trying to stay invisible or untraceable, per se’, just not eager to sign a contract. Were I to suddenly win the lottery, but not win big (say $25,000 and out of that I wound up keeping $15,000 after taxes) I honestly believe that I would keep 2/3 of that somewhere close by, in cash. It’s either that, or I’d have to spend it right away, because I think my paranoid mind would have me obsessively checking the balance every day, just to make sure it was still there. That’s how worried I would be, but if I had it in close proximity, I could rest at ease, and would feel the slightest bit of worry that someone was actually coming to take it from me. If I have money, I don’t flaunt it, and my lifestyle would never betray it if I did. Unless I became a millionaire tomorrow, I will live frugally for the rest of my life, and when I die my bank account will likely be empty but there will be a map with my last will and testament that leads to my treasure trove of cash and other riches!  |
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